Question 1

Commercial Insurance

Accepted Answer

I am currently in-network with:

● Aetna 
● BlueCross BlueShield (not including Legacy Health plans) 
● Moda Health (effective February 2026) 
● Regence BlueCross BlueShield

● Please note: It’s always the clients responsibility to confirm with insurance provider that I’m listed as an in-network provider before beginning therapy. The best way to do that is to call the number on the back of your insurance card.

Question 2

Understanding Your Insurance Benefits

Accepted Answer

Insurance language can be confusing, so here’s a simple breakdown of what you might encounter when using your benefits:

Deductible 
Many insurance plans include a deductible — an amount you must pay out of pocket each year before your insurance begins covering services. This can range from a few hundred to several thousand dollars. 
If you’re still meeting your deductible, you’ll be responsible for the full contracted rate. Example: If your plan’s contracted rate is $125 per session and your deductible isn’t yet met, you would pay the full $125.

Copay & Coinsurance 
Once your deductible is met, you may have either a copay or coinsurance: ● A copay is a fixed amount per session (for example, $20 or $50).

● Coinsurance is a percentage of the session fee (for example, 20–30%). Example: If your coinsurance is 30% and the contracted rate is $125, your responsibility would be $37.50.

Out-of-Pocket Maximum 
If you’ve reached your yearly out-of-pocket maximum, your insurance may cover 100% of your session costs for the rest of the year.

This information is meant as a general guide and may not fully reflect your specific plan. Please verify your benefits directly with your insurance company to understand your coverage.

Question 3

Oregon Health Plan (OHP)

Accepted Answer

I am currently in-network with the following OHP plans:

● Open Card 
● OHP

If you’re covered by another OHP plan, please reach out — I may be able to join that network in the future. (Note: I do not accept Washington Medicaid.)

Important Notes for OHP Clients

● If a claim is denied for reasons related to The Liberated Space, you will not be responsible for the balance. 
● If a claim is denied for reasons related to client coverage changes (for example, switching CCOs without notice or loss of coverage), the client is responsible for the balance. 
● OHP clients are never charged for late cancellations or no-shows; however, after three missed appointments within 12 months, services will be discontinued.

Question 4

Private Pay

Accepted Answer

For those choosing to pay directly for sessions:

● Initial Intake Session: $225 
● Ongoing 50-Minute Sessions: $205

Paying privately allows for greater flexibility and confidentiality, without the constraints of insurance documentation or diagnostic requirements.

Question 5

Out-of-Network Benefits

Accepted Answer

Many clients choose to work with an out-of-network provider to maintain flexibility, choice, and privacy. If you choose to work with me as an out-of-network provider, you’ll pay for sessions up front and then submit a superbill (an itemized receipt) to your insurance company. Depending on your plan, they may reimburse you for a portion of the cost directly—often between 50–80% after your deductible is met. This means: 
● You pay for sessions up front.
● I provide a superbill (an itemized receipt). 
● You submit it to your insurance for potential reimbursement, depending on your plan’s out-of-network benefits.

Superbill Process: 
1. Pay for your session in full. 
2. Request a superbill from me. 
3. Submit it to your insurance company for reimbursement. 
Even if I’m not in-network with your insurance, you may still receive partial reimbursement.

THE LIBERATED SPACE

FEES & INSURANCE

Accessible Therapy, Transparent Pricing

Commercial Insurance

Understanding Your Insurance Benefits

Oregon Health Plan (OHP)

Private Pay

Out-of-Network Benefits